Homebuyer Financing Pricing
Get help with your down payment and home purchase. Fair, transparent pricing for first-time and experienced homebuyers. No monthly payments, no interest charges - just a simple equity partnership.
Find out how much we can help with your down payment
Get help with your home purchase without monthly payments or interest charges. Let's see how much we can contribute to your down payment.
We can help with
toward your down payment
Ready to get started? Check if you qualify
Now let's see the long-term cost of our partnership
Maximum: ₮75,000,000 (up to 50% of required down payment)
Your initial home value from the calculation above: ₮500,000,000
5-Year Partnership Scenario
See how your partnership with HOMEBRIDGE works over time
HOMEBRIDGE's share has a maximum annual return of 30% (annualized, compounded daily).
Including the origination amount
When you enter into a Home Equity Agreement with HOMEBRIDGE, HOMEBRIDGE's profit or loss value is related to changes in your home's value from the initial growth value at the time of contract formation. HOMEBRIDGE takes a percentage of your home's future value, which equals the amount of equity you use multiplied by 2.3. For example, if you use 10% of your home's value as cash, HOMEBRIDGE's share will be 23% (10% x 2.3). At contract termination, HOMEBRIDGE applies its share percentage to your home's updated value to calculate the payment amount. To protect families, HOMEBRIDGE limits the annual return to no more than 30% per year, providing predictable, fair payment terms.
HOMEBRIDGE Homebuyer Financing Scenario
5-year example home purchase partnership scenario
This example scenario shows how your home purchase partnership with HOMEBRIDGE works over time, including how you can buy back our share when you're ready.
Property Purchase Price
The home you're purchasing
Down Payment Help
Amount we help with your down payment
HOMEBRIDGE's Equity Share
Your amount X 2.3 Equity Multiple
Estimated Future Home Value
Based on a 1% appreciation rate
Estimated Payoff!
HOMEBRIDGE receives 57.5% of the new home value, equating to a 22.9% annualized cost over 5 years.
Your home appreciated by ₮108,000,000, and HOMEBRIDGE's share increased accordingly.
If the value stayed the same or declined, HOMEBRIDGE would share the risk with you.
Common Questions for Homebuyers
How much can HOMEBRIDGE help with my down payment?
HOMEBRIDGE can help with up to 50% of your required down payment. The exact amount depends on your personal savings and the property's asking price. First-time buyers get better terms with a 1.7x equity multiplier, while experienced buyers use a 2.3x multiplier.
What's the difference between first-time and experienced buyers?
First-time homebuyers get a 1.7x equity multiplier, meaning HOMEBRIDGE takes a smaller share of your home's future value. Experienced buyers (those who have owned a home before) use a 2.3x multiplier. This reflects the different risk profiles and experience levels.
When do I pay HOMEBRIDGE back?
You can buy back HOMEBRIDGE's share at any time - there are no prepayment penalties. Most people choose to buy back when they sell the home, refinance, or when they have accumulated enough savings. The amount you pay depends on your home's value at that time.
What if my home value goes down?
HOMEBRIDGE shares the risk with you. If your home value decreases, HOMEBRIDGE's share decreases proportionally. You'll never owe more than the percentage of your home's current value that HOMEBRIDGE owns, protecting you from market downturns.