Turn your home equity into a smart financial solution.
We offer a solution tailored to your needs and a wide range of opportunities. An investment using the value of your home is the smartest way to achieve your financial goals. This is a modern, advanced solution that goes beyond traditional financing, providing you with more flexibility and new opportunities. Take full control of your assets and build your future with your own hands.
Benefit from an innovative approach.
As a homeowner, you are our valued client. We combine an innovative financial solution with prompt service from a professional team to offer you a simpler, faster, and more transparent process.
Build a peaceful life.
Facing obstacles during homeownership can be an opportunity to build a peaceful life, not a source of worry and stress.
Mongolia's Development Paradox
The financial challenges faced by Mongolian families
A major issue facing Mongolia is the locked-in nature of the housing market. This includes 62.2 trillion MNT of illiquid home equity. The biggest challenge for new homebuyers is spending five or more years to save for a down payment. Meanwhile, homeowners have no choice but to either sell their valuable real estate or take on high-interest loans to raise funds. This entire system keeps the housing market locked, inaccessible, and limits the financial opportunities of citizens.
Years to Save
WHO Pollution Limit
Locked-in Equity (trillion MNT)
Annual Interest
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Our Solutions
An innovative opportunity to realistically use your home's value.
Whether you're looking to buy a new home or get cash financing from your real estate, our Home Equity Agreement offers a debt-free path to reaching your financial goals.
Learn More -
Buy a new home
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Get financing from your home
Step-by-step solutions for a Home Equity Agreement (HEA)
1. Get Your Estimate
Get an estimate with our online calculator and fill out our application.
2. Receive Your Offer
Receive a specific partnership offer from Hestia.
3. Get Your Financing
Finalize your agreement and receive the necessary cash all at once.
4. Build Your Life
Live comfortably in your home and end the partnership whenever you want.
It's time for your financial goals to become a reality
What's your goal?
Improve your home
Get the financing you need for home repairs and renovations.
Why Hestia?
Mongolia's First HEA Platform
- Debt-free solution
- Transparent and fair terms.
- Socially and environmentally friendly.
- A model proven worldwide.
Advantages
A solution better than a loan
Compare the differences between a HEA and a traditional loan to see why our solution is right for you.
| Feature | HEA (Hestia) | Traditional Loan |
|---|---|---|
| Monthly Payments | ✓ None | ✗ Principal + Interest |
| Interest Accumulation | ✓ None | ✗ Increases annually |
| Ownership Rights | ✓ Fully retained | ✓ Fully retained |
| Loan Amount Limit | ✓ Up to 50% of the down payment | ✗ Depends on income |
| Financial Risk | ✓ If the home value decreases, we share the loss. | ✗ You must repay the full amount in any case. |
| Repayment Period | ✓ Flexible (5 years) | ✗ Fixed |
Growth Opportunity
You have the potential to profit if the home's value increases. We share the risks and profits.
Reliable Partner
A professional team regulated by Mongolian law. Transparent and responsible service.
Quick Decision
Prompt service within 7-14 days. No long queues or waiting.
Transparent Pricing
No hidden fees or commissions. Simple terms that are easy to understand.
Customer Testimonials
Challenges and Solutions
With Hestia's help, I was able to quickly secure the necessary equipment for my business without mortgaging my apartment. It was a smart and flexible financial solution.
Hestia gave us the support we needed when we moved from the countryside. With their solution, we easily made the down payment on our new home, and the whole moving process was stress-free and simple.
It felt like it would take years to save up for a down payment. Hestia helped us achieve our dream much faster. We got the support we needed without taking out an additional loan.
Your future starts with a simple step
Regardless of your financial goals, Hestia offers an optimal and flexible solution to help you achieve them. Our process is designed with transparency in mind, providing real support and empowering every customer to make independent, confident financial decisions by effectively using their home equity.
Get a free preliminary estimate Have questions? Get more information.