A New Era in Mongolia for Effectively Using Home Equity
We offer a unique Home Equity Agreement (HEA) tailored to the diverse financial situations of every household, designed to meet your goals and needs.
For New Homebuyers
The biggest challenge to homeownership in Mongolia is the 30% down payment requirement. To overcome this, Hestia's homeownership program offers two types of co-investment solutions.
Accessible
Affordable Housing Partnership
This solution is aimed at providing up to 50% of the down payment, enabling citizens to qualify for Mongolia's 6% concessional mortgage program.
- For new homebuyers and public servants.
- No need to save for a long time to make a down payment.
- Provided with more favorable terms, such as a 1.7 multiplier.
Commercial
Commercial Housing Partnership
For buyers seeking a standard commercial mortgage, financing the down payment makes it easier for them to qualify for a loan.
- For buyers who are not eligible for the Accessible solution.
- Purchase real estate using our service.
- Structured with a 2.3 commercial multiplier.
For Homeowners: Accessing Value from Your Property
Unlock your home's liquidity and meet your financial needs without the burden of new debt. The Class B (HEA) offers a more flexible solution than high-cost loans.